PlaytoPaddle alternative · 2026
Paddle alternative: keep $9,995 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 bank transfer payment from a client in the United States to a business in India, Paddle takes at least $365.00 in fees. Some of its fees are not published. Playto takes $5.00 and adds zero markup, so you keep $9,995.00. The table below also shows Stripe, PayPal, Payoneer and Dodo Payments.
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No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PaddleYou receive $9,635.00 at most≥ $365.00
- PlaytoYou receive $9,995.00$5.00
By country
Paddle fees in every country we checked
What Paddle takes on a $10,000 payment from a client abroad, for a business in each country. All fees included. Taxes not included.
| Business in | Client in | By card | By bank transfer |
|---|---|---|---|
| India | United States | ≥ $515.50 | ≥ $365.00 |
| Albania | United States | ≥ $515.50 | ≥ $365.00 |
| Algeria | United States | ≥ $515.50 | ≥ $365.00 |
| Andorra | United States | ≥ $515.50 | ≥ $365.00 |
| Angola | United States | ≥ $515.50 | ≥ $365.00 |
| Antigua and Barbuda | United States | ≥ $515.50 | ≥ $365.00 |
| Argentina | United States | ≥ $515.50 | ≥ $365.00 |
| Armenia | United States | ≥ $515.50 | ≥ $365.00 |
| Australia | United States | ≥ $500.50 | ≥ $350.00 |
| Austria | United States | ≥ $500.50 | ≥ $350.00 |
| Azerbaijan | United States | ≥ $515.50 | ≥ $365.00 |
| Bahamas | United States | ≥ $515.50 | ≥ $365.00 |
| Bahrain | United States | ≥ $515.50 | ≥ $365.00 |
| Bangladesh | United States | ≥ $515.50 | ≥ $365.00 |
| Barbados | United States | ≥ $515.50 | ≥ $365.00 |
| Belgium | United States | ≥ $500.50 | ≥ $350.00 |
| Belize | United States | ≥ $515.50 | ≥ $365.00 |
| Benin | United States | ≥ $515.50 | ≥ $365.00 |
| Bhutan | United States | ≥ $515.50 | ≥ $365.00 |
| Bolivia | United States | ≥ $515.50 | ≥ $365.00 |
| Bosnia and Herzegovina | United States | ≥ $515.50 | ≥ $365.00 |
| Botswana | United States | ≥ $515.50 | ≥ $365.00 |
| Brazil | United States | ≥ $515.50 | ≥ $365.00 |
| Brunei | United States | ≥ $515.50 | ≥ $365.00 |
| Bulgaria | United States | ≥ $500.50 | ≥ $350.00 |
| Burkina Faso | United States | ≥ $515.50 | ≥ $365.00 |
| Cabo Verde | United States | ≥ $515.50 | ≥ $365.00 |
| Cambodia | United States | ≥ $515.50 | ≥ $365.00 |
| Cameroon | United States | ≥ $515.50 | ≥ $365.00 |
| Canada | United States | ≥ $500.50 | ≥ $350.00 |
| Chad | United States | ≥ $515.50 | ≥ $365.00 |
| Chile | United States | ≥ $515.50 | ≥ $365.00 |
| China | United States | ≥ $500.50 | ≥ $350.00 |
| Colombia | United States | ≥ $515.50 | ≥ $365.00 |
| Comoros | United States | ≥ $515.50 | ≥ $365.00 |
| Congo Republic | United States | ≥ $515.50 | ≥ $365.00 |
| Costa Rica | United States | ≥ $515.50 | ≥ $365.00 |
| Croatia | United States | ≥ $500.50 | ≥ $350.00 |
| Cyprus | United States | ≥ $500.50 | ≥ $350.00 |
| Czech Republic | United States | ≥ $500.50 | ≥ $350.00 |
| Denmark | United States | ≥ $500.50 | ≥ $350.00 |
| Djibouti | United States | ≥ $515.50 | ≥ $365.00 |
| Dominica | United States | ≥ $515.50 | ≥ $365.00 |
| Dominican Republic | United States | ≥ $515.50 | ≥ $365.00 |
| Ecuador | United States | ≥ $500.50 | ≥ $350.00 |
| Egypt | United States | ≥ $515.50 | ≥ $365.00 |
| El Salvador | United States | ≥ $500.50 | ≥ $350.00 |
| Equatorial Guinea | United States | ≥ $515.50 | ≥ $365.00 |
| Estonia | United States | ≥ $500.50 | ≥ $350.00 |
| Eswatini | United States | ≥ $515.50 | ≥ $365.00 |
| Ethiopia | United States | ≥ $515.50 | ≥ $365.00 |
| Fiji | United States | ≥ $515.50 | ≥ $365.00 |
| Finland | United States | ≥ $500.50 | ≥ $350.00 |
| France | United States | ≥ $500.50 | ≥ $350.00 |
| Gabon | United States | ≥ $515.50 | ≥ $365.00 |
| Gambia | United States | ≥ $515.50 | ≥ $365.00 |
| Georgia | United States | ≥ $515.50 | ≥ $365.00 |
| Germany | United States | ≥ $500.50 | ≥ $350.00 |
| Ghana | United States | ≥ $515.50 | ≥ $365.00 |
| Greece | United States | ≥ $500.50 | ≥ $350.00 |
| Grenada | United States | ≥ $515.50 | ≥ $365.00 |
| Guatemala | United States | ≥ $515.50 | ≥ $365.00 |
| Guinea | United States | ≥ $515.50 | ≥ $365.00 |
| Guinea-Bissau | United States | ≥ $515.50 | ≥ $365.00 |
| Guyana | United States | ≥ $515.50 | ≥ $365.00 |
| Honduras | United States | ≥ $515.50 | ≥ $365.00 |
| Hong Kong | United States | ≥ $515.50 | ≥ $365.00 |
| Hungary | United States | ≥ $500.50 | ≥ $350.00 |
| Iceland | United States | ≥ $515.50 | ≥ $365.00 |
| Indonesia | United States | ≥ $515.50 | ≥ $365.00 |
| Ireland | United States | ≥ $500.50 | ≥ $350.00 |
| Israel | United States | ≥ $515.50 | ≥ $365.00 |
| Italy | United States | ≥ $500.50 | ≥ $350.00 |
| Ivory Coast | United States | ≥ $515.50 | ≥ $365.00 |
| Jamaica | United States | ≥ $515.50 | ≥ $365.00 |
| Japan | United States | ≥ $515.50 | ≥ $365.00 |
| Jordan | United States | ≥ $515.50 | ≥ $365.00 |
| Kazakhstan | United States | ≥ $515.50 | ≥ $365.00 |
| Kenya | United States | ≥ $515.50 | ≥ $365.00 |
| Kiribati | United States | ≥ $515.50 | ≥ $365.00 |
| Kuwait | United States | ≥ $515.50 | ≥ $365.00 |
| Kyrgyzstan | United States | ≥ $515.50 | ≥ $365.00 |
| Laos | United States | ≥ $515.50 | ≥ $365.00 |
| Latvia | United States | ≥ $500.50 | ≥ $350.00 |
| Lesotho | United States | ≥ $515.50 | ≥ $365.00 |
| Liberia | United States | ≥ $515.50 | ≥ $365.00 |
| Liechtenstein | United States | ≥ $515.50 | ≥ $365.00 |
| Lithuania | United States | ≥ $500.50 | ≥ $350.00 |
| Luxembourg | United States | ≥ $500.50 | ≥ $350.00 |
| Madagascar | United States | ≥ $515.50 | ≥ $365.00 |
| Malawi | United States | ≥ $515.50 | ≥ $365.00 |
| Malaysia | United States | ≥ $515.50 | ≥ $365.00 |
| Maldives | United States | ≥ $515.50 | ≥ $365.00 |
| Malta | United States | ≥ $500.50 | ≥ $350.00 |
| Marshall Islands | United States | ≥ $500.50 | ≥ $350.00 |
| Mauritania | United States | ≥ $515.50 | ≥ $365.00 |
| Mauritius | United States | ≥ $515.50 | ≥ $365.00 |
| Mexico | United States | ≥ $515.50 | ≥ $365.00 |
| Micronesia | United States | ≥ $500.50 | ≥ $350.00 |
| Moldova | United States | ≥ $515.50 | ≥ $365.00 |
| Monaco | United States | ≥ $515.50 | ≥ $365.00 |
| Mongolia | United States | ≥ $515.50 | ≥ $365.00 |
| Montenegro | United States | ≥ $515.50 | ≥ $365.00 |
| Morocco | United States | ≥ $515.50 | ≥ $365.00 |
| Mozambique | United States | ≥ $515.50 | ≥ $365.00 |
| Namibia | United States | ≥ $515.50 | ≥ $365.00 |
| Nauru | United States | ≥ $515.50 | ≥ $365.00 |
| Nepal | United States | ≥ $515.50 | ≥ $365.00 |
| Netherlands | United States | ≥ $500.50 | ≥ $350.00 |
| New Zealand | United States | ≥ $515.50 | ≥ $365.00 |
| Niger | United States | ≥ $515.50 | ≥ $365.00 |
| Nigeria | United States | ≥ $515.50 | ≥ $365.00 |
| North Macedonia | United States | ≥ $515.50 | ≥ $365.00 |
| Norway | United States | ≥ $515.50 | ≥ $365.00 |
| Oman | United States | ≥ $515.50 | ≥ $365.00 |
| Pakistan | United States | ≥ $515.50 | ≥ $365.00 |
| Palau | United States | ≥ $500.50 | ≥ $350.00 |
| Panama | United States | ≥ $500.50 | ≥ $350.00 |
| Papua New Guinea | United States | ≥ $515.50 | ≥ $365.00 |
| Paraguay | United States | ≥ $515.50 | ≥ $365.00 |
| Peru | United States | ≥ $515.50 | ≥ $365.00 |
| Philippines | United States | ≥ $515.50 | ≥ $365.00 |
| Poland | United States | ≥ $500.50 | ≥ $350.00 |
| Portugal | United States | ≥ $500.50 | ≥ $350.00 |
| Qatar | United States | ≥ $515.50 | ≥ $365.00 |
| Romania | United States | ≥ $515.50 | ≥ $365.00 |
| Rwanda | United States | ≥ $515.50 | ≥ $365.00 |
| Saint Kitts and Nevis | United States | ≥ $515.50 | ≥ $365.00 |
| Saint Lucia | United States | ≥ $515.50 | ≥ $365.00 |
| Saint Vincent and the Grenadines | United States | ≥ $515.50 | ≥ $365.00 |
| Samoa | United States | ≥ $515.50 | ≥ $365.00 |
| San Marino | United States | ≥ $515.50 | ≥ $365.00 |
| Sao Tome and Principe | United States | ≥ $515.50 | ≥ $365.00 |
| Saudi Arabia | United States | ≥ $515.50 | ≥ $365.00 |
| Senegal | United States | ≥ $515.50 | ≥ $365.00 |
| Serbia | United States | ≥ $515.50 | ≥ $365.00 |
| Seychelles | United States | ≥ $515.50 | ≥ $365.00 |
| Sierra Leone | United States | ≥ $515.50 | ≥ $365.00 |
| Singapore | United States | ≥ $515.50 | ≥ $365.00 |
| Slovakia | United States | ≥ $500.50 | ≥ $350.00 |
| Slovenia | United States | ≥ $500.50 | ≥ $350.00 |
| Solomon Islands | United States | ≥ $515.50 | ≥ $365.00 |
| South Africa | United States | ≥ $500.50 | ≥ $350.00 |
| South Korea | United States | ≥ $515.50 | ≥ $365.00 |
| Spain | United States | ≥ $500.50 | ≥ $350.00 |
| Sri Lanka | United States | ≥ $515.50 | ≥ $365.00 |
| Suriname | United States | ≥ $515.50 | ≥ $365.00 |
| Sweden | United States | ≥ $500.50 | ≥ $350.00 |
| Switzerland | United States | ≥ $500.50 | ≥ $350.00 |
| Taiwan | United States | ≥ $515.50 | ≥ $365.00 |
| Tajikistan | United States | ≥ $515.50 | ≥ $365.00 |
| Tanzania | United States | ≥ $515.50 | ≥ $365.00 |
| Thailand | United States | ≥ $515.50 | ≥ $365.00 |
| Timor-Leste | United States | ≥ $500.50 | ≥ $350.00 |
| Togo | United States | ≥ $515.50 | ≥ $365.00 |
| Tonga | United States | ≥ $515.50 | ≥ $365.00 |
| Trinidad and Tobago | United States | ≥ $515.50 | ≥ $365.00 |
| Tunisia | United States | ≥ $515.50 | ≥ $365.00 |
| Turkey | United States | ≥ $515.50 | ≥ $365.00 |
| Turkmenistan | United States | ≥ $515.50 | ≥ $365.00 |
| Tuvalu | United States | ≥ $515.50 | ≥ $365.00 |
| Uganda | United States | ≥ $515.50 | ≥ $365.00 |
| United Arab Emirates | United States | ≥ $515.50 | ≥ $365.00 |
| United Kingdom | United States | ≥ $500.50 | ≥ $350.00 |
| United States | United Kingdom | $500.50 | $350.00 |
| Uruguay | United States | ≥ $515.50 | ≥ $365.00 |
| Uzbekistan | United States | ≥ $515.50 | ≥ $365.00 |
| Vanuatu | United States | ≥ $515.50 | ≥ $365.00 |
| Vatican City | United States | ≥ $515.50 | ≥ $365.00 |
| Vietnam | United States | ≥ $515.50 | ≥ $365.00 |
| Zambia | United States | ≥ $515.50 | ≥ $365.00 |
The numbers
What lands in your bank
Example payments from a client in the United States to a business in India. All fees included. Taxes not included.
- Difference on $10,000
- ≥ $360.00
- By bank transfer, what reaches you with Playto compared with Paddle (not all its fees are published, so at least this).
- Paddle all in
- ≥ $365.00
- Of a $10,000 bank transfer payment.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Paddle2,3 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer6,7 | ≤ $990.00 | ≤ $4,950.00 | ≤ $9,900.00 |
| Dodo Payments8 | ≤ $960.00 | ≤ $4,960.00 | ≤ $9,960.00 |
- 1.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 2.Paddle: SWIFT transfer fee for USD to your Indian bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 3.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 4.Stripe: Fee for an international card charged in USD; Stripe: Currency conversion surcharge (USD to INR). stripe.com/in/pricing, checked 17 Oct 2026.
- 5.PayPal: Payment fee for a client outside India; PayPal: Conversion to INR above PayPal's base rate. www.paypal.com/in/business/paypal-business-fees, checked 17 Oct 2026.
- 6.Payoneer: Card payment fee; Payoneer: Withdrawal fee to an Indian bank in INR (1% to 4%; we count the lowest). www.payoneer.com/en-in/about/pricing/, checked 17 Oct 2026.
- 7.Payoneer: Receiving a US bank transfer. www.payoneer.com/en-in/multi-currency-account/, checked 17 Oct 2026.
- 8.Dodo Payments: Card or wallet fee; Dodo Payments: USD SWIFT transfer fee to a non-US business (one a month); Dodo Payments: ACH Direct Debit fee. dodopayments.com/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Paddle
- Fee on a Paddle invoice paid by bank transfer3$350.00
- SWIFT transfer fee for USD to your Indian bank (one a month)2$15.00
- Total (at least)$365.00
- You receive (at most)$9,635.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in India.
$1,000$50,000
Fees charged
- PaddleYou receive $9,635.00 at most≥ $365.00
- PlaytoYou receive $9,995.00$5.00
Side by side
Paddle and Playto, in plain numbers
What adds to the cost with Paddle
- All in, Paddle takes $515.50 or more (5.2%) of a $10,000 card payment. Playto takes $250.30.
- Some Paddle fees for card payments are not published, so the real cost can be higher.
- All in, Paddle takes $365.00 or more (3.7%) of a $10,000 bank transfer payment. Playto takes $5.00.
- Some Paddle fees for bank transfer payments are not published, so the real cost can be higher.
When Paddle is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Paddle in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Paddle alternative: questions
Is Playto cheaper than Paddle?
Yes, at every amount from $1,000 to $50,000 we checked, by card and by bank transfer, for a client in the United States paying a business in India. On $10,000 by bank transfer, Paddle takes at least $365.00 and Playto takes $5.00. Taxes are not included.
What are the alternatives to Paddle for a business in India?
On a $10,000 bank transfer payment from a client in the United States to a business in India: Payoneer takes at least $100.00; Dodo Payments takes at least $40.00; Playto takes $5.00. Each number comes from the provider's own pricing page. Stripe and PayPal list no bank transfer option for this case.
How much does Paddle charge on a $10,000 payment from the United States?
By bank transfer, Paddle takes at least $365.00 on $10,000, so at most $9,635.00 reaches a business in India. Its published fees include the $350.00 fee on a Paddle invoice paid by bank transfer and the $15.00 SWIFT transfer fee for USD to your Indian bank. Some of its fees are not published. These numbers come from Paddle's own pricing pages, checked 17 Oct 2026.
How can my clients pay?
Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I move from Paddle to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
Request an invite
No monthly fees. No setup fees. Lowest price guarantee.