PlaytoPaddle alternative · Ireland · 2026
Paddle alternative in Ireland: keep $9,995 of $10,000
The cheapest way in the world to get paid internationally.
On a $10,000 bank transfer payment from a client in the United States to a business in Ireland, Paddle takes at least $350.00 in fees. Some of its fees are not published. Playto takes $5.00 and adds zero markup, so you keep $9,995.00. The table below also shows Stripe, PayPal, Square and Payoneer.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by bank transfer
- PaddleYou receive $9,650.00 at most≥ $350.00
- PlaytoYou receive $9,995.00$5.00
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Ireland. All fees included. Taxes not included.
- Difference on $10,000
- ≥ $345.00
- By bank transfer, what reaches you with Playto compared with Paddle (not all its fees are published, so at least this).
- Paddle all in
- ≥ $350.00
- Of a $10,000 bank transfer payment.
- Playto all in
- $5.00
- On a $10,000 bank transfer.
- Ways to pay
- 30+
- From 170+ countries.
- 1.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 2.Paddle: Conversion of your USD balance to EUR when it sends the money, up to 1.5% (not published). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 3.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 4.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/ie/pricing, checked 17 Oct 2026.
- 5.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/ie/business/paypal-business-fees, checked 17 Oct 2026.
- 6.Square: Square Invoices card fee; Square: Fee for a card issued outside the EEA. squareup.com/help/ie/en/article/5068-what-are-square-s-fees, checked 17 Oct 2026.
- 7.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to EUR between Payoneer balances (0.5%); Payoneer: Withdrawal fee in EUR to a bank in Ireland (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
Where the money goes
$10,000 by bank transfer, line by line
Paddle
- Fee on a Paddle invoice paid by bank transfer3$350.00
- Conversion of your USD balance to EUR when it sends the money, up to 1.5%2Not published
- Total (at least)$350.00
- You receive (at most)$9,650.00
Some fees on this route aren't published, so this is the least it can cost.
Playto
- Bank transfer fee$5.00
- Total$5.00
- You receive$9,995.00
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Ireland
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Since 9 October 2025, all banks in Ireland and the euro area must let customers send SEPA instant payments in euro.
Source: www.centralbank.ie, checked 17 Oct 2026.
Money rules
EU law bans limits on payments between EU countries, and between EU countries and the rest of the world.
Source: eur-lex.europa.eu, checked 17 Oct 2026.
Everyday payments
In August 2026, households in Ireland made 264.74 million credit and debit card payments worth €9.72 billion, according to the Central Bank of Ireland.
Source: www.centralbank.ie, checked 22 Oct 2026.
Payment apps and cards
In August 2026, contactless card payments made in person in Ireland by households there came to €3.01 billion, and €2.19 billion of that was paid with mobile wallets, according to the Central Bank of Ireland.
Source: www.centralbank.ie, checked 22 Oct 2026.
Exchange rate, for scale
1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Ireland.
Fees charged
- PaddleYou receive $9,650.00 at most≥ $350.00
- PlaytoYou receive $9,995.00$5.00
Side by side
Paddle and Playto, in plain numbers
What adds to the cost with Paddle
- All in, Paddle takes $500.50 or more (5.0%) of a $10,000 card payment. Playto takes $250.30.
- Some Paddle fees for card payments are not published, so the real cost can be higher.
- All in, Paddle takes $350.00 or more (3.5%) of a $10,000 bank transfer payment. Playto takes $5.00.
- Some Paddle fees for bank transfer payments are not published, so the real cost can be higher.
When Paddle is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Paddle in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Paddle alternative in Ireland: questions
Is Playto cheaper than Paddle in Ireland?
What are the alternatives to Paddle for a business in Ireland?
How does a business in Ireland get paid from abroad?
How much does Paddle charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I move from Paddle to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.