Stripe alternative · Ireland · 2026

Stripe alternative in Ireland: keep $9,749 of $10,000

The cheapest way in the world to get paid internationally.

On a $10,000 card payment from a client in the United States to a business in Ireland, Stripe takes $515.28 in fees. Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table below also shows PayPal, Square, Payoneer and Dodo Payments.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

Fees on $10,000 by card

  • StripeYou receive $9,484.72$515.28
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Ireland. All fees included. Taxes not included.

Difference on $10,000
$264.98
By card, what reaches you with Playto compared with Stripe.
Stripe all in
5.2%
Of a $10,000 card payment.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Stripe1$948.22$4,742.22$9,484.72
PayPal2$917.43$4,588.29$9,176.88
Square3$960.00$4,800.00$9,600.00
Payoneer4Fees not publishedFees not publishedFees not published
Dodo Payments5≤ $959.60≤ $4,799.60≤ $9,599.60
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
StripeNot listedNot listedNot listed
PayPalNot listedNot listedNot listed
SquareNot listedNot listedNot listed
Payoneer4≤ $983.55≤ $4,923.75≤ $9,849.00
Dodo Payments5≤ $985.00≤ $4,985.00≤ $9,985.00
  1. 1.Stripe: International card fee (3.15%); Stripe: Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to EUR). stripe.com/ie/pricing, checked 17 Oct 2026.
  2. 2.PayPal: Payment fee (PayPal standard rate); PayPal: Extra fee for a client outside the EEA; PayPal: Conversion to EUR above PayPal's base rate. www.paypal.com/ie/business/paypal-business-fees, checked 17 Oct 2026.
  3. 3.Square: Square Invoices card fee; Square: Fee for a card issued outside the EEA. squareup.com/help/ie/en/article/5068-what-are-square-s-fees, checked 17 Oct 2026.
  4. 4.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Conversion fee from USD to EUR between Payoneer balances (0.5%); Payoneer: Withdrawal fee in EUR to a bank in Ireland (USD 1.50); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
  5. 5.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Stripe

  • International card fee (3.15%)1$315.00
  • Fixed fee (EUR 0.25, converted at the ECB rate of 16 Oct 2026)1$0.28
  • Currency conversion surcharge (USD to EUR)1$200.00
  • Total$515.28
  • You receive$9,484.72

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Ireland

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Euro (EUR).

Source: www.six-group.com, checked 17 Oct 2026.

Local bank payments

Since 9 October 2025, all banks in Ireland and the euro area must let customers send SEPA instant payments in euro.

Source: www.centralbank.ie, checked 17 Oct 2026.

Money rules

EU law bans limits on payments between EU countries, and between EU countries and the rest of the world.

Source: eur-lex.europa.eu, checked 17 Oct 2026.

Everyday payments

In August 2026, households in Ireland made 264.74 million credit and debit card payments worth €9.72 billion, according to the Central Bank of Ireland.

Source: www.centralbank.ie, checked 22 Oct 2026.

Payment apps and cards

In August 2026, contactless card payments made in person in Ireland by households there came to €3.01 billion, and €2.19 billion of that was paid with mobile wallets, according to the Central Bank of Ireland.

Source: www.centralbank.ie, checked 22 Oct 2026.

Exchange rate, for scale

1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Ireland.

$10,000
$1,000$50,000

Fees charged

  • StripeYou receive $9,484.72$515.28
  • PlaytoYou receive $9,749.70$250.30

Side by side

Stripe and Playto, in plain numbers

What adds to the cost with Stripe

  • Stripe lists no bank transfer option for a client in the United States paying a business in Ireland.
  • By card, Stripe adds 2% when it changes the money to EUR: $200.00 on $10,000.
  • All in, Stripe takes $515.28 (5.2%) of a $10,000 card payment. Playto takes $250.30.

When Stripe is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.

Switching

Move from Stripe in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Stripe alternative in Ireland: questions

Is Playto cheaper than Stripe in Ireland?
Yes, at every amount from $1,000 to $50,000 we checked, by card, for a client in the United States paying a business in Ireland. On $10,000 by card, Stripe takes $515.28 and Playto takes $250.30. Taxes are not included.
What are the alternatives to Stripe for a business in Ireland?
On a $10,000 card payment from a client in the United States to a business in Ireland: PayPal takes $823.12; Square takes $400.00; Dodo Payments takes at least $400.40; Playto takes $250.30. Each number comes from the provider's own pricing page. Payoneer doesn't publish a card fee for this case.
How does a business in Ireland get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
Does Stripe work in Ireland?
Stripe's own country list includes Ireland (stripe.com, checked 22 Oct 2026).
How much does Stripe charge on a $10,000 payment from the United States?
By card, Stripe takes $515.28 on $10,000, so $9,484.72 reaches a business in Ireland. The biggest fees are the $315.00 international card fee (3.15%) and the $200.00 currency conversion surcharge. Every fee is listed on this page, with its source. These numbers come from Stripe's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I move from Stripe to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Keep comparing

Related pages

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

This preview does not load advertising pixels or optional analytics. Hosting services may use essential technologies to deliver and protect the site.

Essential technologiesAlways active
Analytics & advertisingNot enabled
Chat (Intercom)Only when you open it

Our chat tool, Intercom, loads only when you click the chat button. From then on it sets cookies that keep your conversation with you as you move between pages.

Read the cookie policy