PlaytoBraintree alternative · Malaysia · 2026
Braintree alternative in Malaysia: fees on $10,000, side by side
Braintree's standard published price, for a client in the United Kingdom paying a business in the United States, comes to $489.29 on a $10,000 card payment. For a business in Malaysia, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Stripe, PayPal, Payoneer and Dodo Payments, checked for a business in Malaysia.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- BraintreeStandard published price, another country$489.29
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Malaysia. All fees included. Taxes not included. Braintree's numbers here are its standard published price, for a client in the United Kingdom paying a business in the United States. We don't have a separate Braintree price for a business in Malaysia on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Braintree all in
- 4.9%
- Standard published price, business in the United States.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Braintree1Standard published price: client in the United Kingdom, business in the United States | $950.81 | $4,755.21 | $9,510.71 |
| Stripe2 | $939.75 | $4,699.75 | $9,399.75 |
| PayPal3 | $931.81 | $4,660.21 | $9,320.71 |
| Payoneer4 | Fees not published | Fees not published | Fees not published |
| Dodo Payments5 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Braintree1Standard published price: client in the United Kingdom, business in the United States | Not listed | Not listed | Not listed |
| Stripe | Not listed | Not listed | Not listed |
| PayPal | Not listed | Not listed | Not listed |
| Payoneer4 | ≤ $978.12 | ≤ $4,890.60 | ≤ $9,781.20 |
| Dodo Payments5 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
- 1.Braintree: Card payment fee; Braintree: Fee for a card issued outside the US; Braintree: Charged in a currency other than USD. www.paypal.com/us/enterprise/paypal-braintree-fees, checked 17 Oct 2026.
- 2.Stripe: Card fee (3.0%); Stripe: Fixed fee (MYR 1.00, converted at the ECB rate of 16 Oct 2026); Stripe: Fee for a card issued outside the country; Stripe: Currency conversion surcharge (USD to MYR). stripe.com/my/pricing, checked 17 Oct 2026.
- 3.PayPal: Payment fee for a client outside Malaysia; PayPal: Conversion to MYR above PayPal's base rate. www.paypal.com/my/business/paypal-business-fees, checked 17 Oct 2026.
- 4.Payoneer: Card payment fee, up to 3.99% + USD 0.49 (exact rate not published); Payoneer: Withdrawal fee in MYR with currency conversion (1.2% to 4%; we count the lowest); Payoneer: Fee for receiving USD into a USD receiving account (1%, minimum USD 1.00). www.payoneer.com/pricing/, checked 17 Oct 2026.
- 5.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Braintree: standard published price (business in the United States, paid out in USD)
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Malaysia
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
In Malaysia, DuitNow handles fund transfers, QR payments and online shop payments, and PayNet sends each one to the central bank's RENTAS+ system to settle. RENTAS+ moves money between banks.
Source: www.bnm.gov.my, checked 17 Oct 2026.
Money rules
Bank Negara Malaysia says people and businesses in Malaysia are free to receive foreign currency payments from people and firms abroad for any purpose. The only exceptions are some kinds of derivatives.
Source: www.bnm.gov.my, checked 17 Oct 2026.
Changing money
People and businesses in Malaysia can change foreign currency into ringgit, or back, with a licensed onshore bank in Malaysia.
Source: www.bnm.gov.my, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 4.074 MYR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Malaysia.
Fees charged
- Braintree (standard price)You receive $9,510.71$489.29
- PlaytoYou receive $9,749.70$250.30
Side by side
Braintree and Playto, in plain numbers
What adds to the cost with Braintree
- By card, Braintree adds 1% when it changes the money to USD (standard published price, business in the United States): $100.00 on $10,000.
- All in, Braintree takes $489.29 (4.9%) of a $10,000 card payment (standard published price, business in the United States). Playto takes $250.30.
When Braintree is still the right choice
- Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.
Switching
Move from Braintree in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Braintree alternative in Malaysia: questions
Is Playto cheaper than Braintree in Malaysia?
What are the alternatives to Braintree for a business in Malaysia?
How does a business in Malaysia get paid from abroad?
How much does Braintree charge on a $10,000 payment from the United Kingdom?
How much does Playto cost?
How do I move from Braintree to Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.