Braintree alternative · Monaco · 2026

Braintree alternative in Monaco: fees on $10,000, side by side

Braintree's standard published price, for a client in the United States paying a business in Germany, comes to at least $440.34 on a $10,000 card payment. Some of its fees are not published. For a business in Monaco, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Lemon Squeezy, Paddle and 2Checkout, checked for a business in Monaco.

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Fees on $10,000 by card

  • BraintreeStandard published price, another country≥ $440.34
  • PlaytoYou receive $9,749.70$250.30

The numbers

What lands in your bank

Example payments from a client in the United States to a business in Monaco. All fees included. Taxes not included. Braintree's numbers here are its standard published price, for a client in the United States paying a business in Germany. We don't have a separate Braintree price for a business in Monaco on file.

With Playto you receive
$9,749.70
On a $10,000 card payment.
Braintree all in
4.4%+
Standard published price, business in Germany.
Playto all in
2.5%
Of a $10,000 card payment.
Ways to pay
30+
From 170+ countries.
Client pays by card: what you receive
Provider$1,000$5,000$10,000
Playto$974.70$4,874.70$9,749.70
Braintree1Standard published price: client in the United States, business in Germany≤ $955.66≤ $4,779.66≤ $9,559.66
Dodo Payments2≤ $959.60≤ $4,799.60≤ $9,599.60
Lemon Squeezy3,4$940.00$4,702.00$9,404.50
Paddle5,6≤ $934.50≤ $4,734.50≤ $9,484.50
2Checkout8,9,10≤ $929.65≤ $4,709.65≤ $9,434.65
Client pays by bank transfer: what you receive
Provider$1,000$5,000$10,000
Playto$995.00$4,995.00$9,995.00
Braintree1Standard published price: client in the United States, business in GermanyNot listedNot listedNot listed
Dodo Payments2≤ $985.00≤ $4,985.00≤ $9,985.00
Lemon Squeezy4$940.00$4,702.00$9,404.50
Paddle6,7≤ $950.00≤ $4,810.00≤ $9,635.00
2Checkout9,10,11≤ $929.65≤ $4,709.65≤ $9,434.65
  1. 1.Braintree: Card payment fee for standard merchants; Braintree: Fixed fee (EUR 0.30, converted at the ECB rate of 16 Oct 2026); Braintree: Fee for a card issued outside the EU/EEA; Braintree: Multi-currency fee for a payment charged in USD and settled in EUR (Scheme Currency rate). www.paypal.com/de/enterprise/paypal-braintree-fees, checked 17 Oct 2026.
  2. 2.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
  3. 3.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
  4. 4.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
  5. 5.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
  6. 6.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
  7. 7.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
  8. 8.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
  9. 9.2Checkout: Cross-border fee (Monaco is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
  10. 10.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
  11. 11.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.

Where the money goes

$10,000 by card, line by line

Braintree: standard published price (business in Germany, paid out in EUR)

  • Card payment fee for standard merchants1$190.00
  • Fixed fee (EUR 0.30, converted at the ECB rate of 16 Oct 2026)1$0.34
  • Fee for a card issued outside the EU/EEA1$100.00
  • Multi-currency fee for a payment charged in USD and settled in EUR (Scheme Currency rate)1$150.00
  • Total (at least)$440.34
  • You receive (at most)$9,559.66

Some fees on this route aren't published, so this is the least it can cost.

Playto

  • Card fee$250.30
  • Total$250.30
  • You receive$9,749.70

Prices from playto.so/pricing. Playto adds zero markup.

Getting paid in Monaco

The basics, with sources

Public facts from official sources, each with its date. Not advice: check with your bank.

Currency

Euro (EUR).

Source: www.six-group.com, checked 17 Oct 2026.

Euro by agreement

Monaco has used the euro as its official currency since 1 January 1999. A monetary agreement with the European Union lets it keep doing so.

Source: eur-lex.europa.eu, checked 17 Oct 2026.

Local bank payments

Under the agreement, banks in Monaco may join the EU's interbank payment and settlement systems on the same terms as banks in France, if they meet the conditions to join.

Source: eur-lex.europa.eu, checked 17 Oct 2026.

Exchange rate, for scale

1 USD = 0.881 EUR (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.

Source: fiscaldata.treasury.gov.

Calculator

Try your own amount

From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Monaco.

$10,000
$1,000$50,000

Fees charged

  • Braintree (standard price)You receive $9,559.66 at most≥ $440.34
  • PlaytoYou receive $9,749.70$250.30

Side by side

Braintree and Playto, in plain numbers

What adds to the cost with Braintree

  • By card, Braintree adds 1.5% when it changes the money to EUR (standard published price, business in Germany): $150.00 on $10,000.
  • All in, Braintree takes $440.34 or more (4.4%) of a $10,000 card payment (standard published price, business in Germany). Playto takes $250.30.
  • Some Braintree fees for card payments are not published, so the real cost can be higher.

When Braintree is still the right choice

  • Your clients pay you inside your own country. A local payment method can cost less there. Playto is built for clients abroad.

Switching

Move from Braintree in three steps

  1. 1

    Request an invite

    Tell us about your business. Playto checks every business before it gets in.

  2. 2

    Send a payment link

    Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.

  3. 3

    Get paid

    Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.

FAQ

Braintree alternative in Monaco: questions

Is Playto cheaper than Braintree in Monaco?
We can't say Playto is cheaper here. We checked Braintree's standard published price for a business in Germany, not for Monaco. On that price, Braintree takes at least $440.34 on $10,000 by card. On $10,000 by card, Playto takes $250.30. Taxes are not included.
What are the alternatives to Braintree for a business in Monaco?
On a $10,000 card payment from a client in the United States to a business in Monaco: Dodo Payments takes at least $400.40; Lemon Squeezy takes $595.50; Paddle takes at least $515.50; 2Checkout takes at least $565.35; Playto takes $250.30. Each number comes from the provider's own pricing page.
How does a business in Monaco get paid from abroad?
Send your client a payment link or an invoice. Your client can pay 30+ ways, from 170+ countries. They pick a card, a wallet or a bank transfer (ACH, SEPA, UK and wires).
How much does Braintree charge on a $10,000 payment from the United States?
By card, Braintree takes at least $440.34 on $10,000, so at most $9,559.66 reaches a business in Germany. Its published fees include the $190.00 card payment fee for standard merchants and the $150.00 multi-currency fee for a payment charged in USD and settled in EUR. Some of its fees are not published. Every fee is listed on this page, with its source. This is its standard published price. These numbers come from Braintree's own pricing pages, checked 17 Oct 2026.
How much does Playto cost?
Cards and wallets cost 2.5% + $0.30, the same for every card. Bank transfers are never more than $5. Playto adds zero markup. There are no monthly fees and no setup fees. Payments between Playto users are free.
How do I move from Braintree to Playto?
Request an invite and tell us about your business. Playto checks every business before it gets in. Then send your client a payment link or an invoice.

Get paid by global clients

Get paid by clients abroad with zero markup

Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.

Request an invite

No monthly fees. No setup fees. Lowest price guarantee.

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