Stripe alternative · Moldova · 2026
Stripe alternative in Moldova: fees on $10,000, side by side
Stripe's own country list does not include Moldova (stripe.com, checked 22 Oct 2026). Stripe's standard published price, for a client in the United States paying a business in Poland, comes to $525.26 on a $10,000 card payment. For a business in Moldova, Playto takes $250.30 and adds zero markup, so you keep $9,749.70. The table also shows Dodo Payments, Lemon Squeezy, Paddle and 2Checkout, checked for a business in Moldova.
No monthly fees. No setup fees. Lowest price guarantee.
Fees on $10,000 by card
- StripeStandard published price, another country$525.26
- PlaytoYou receive $9,749.70$250.30
The numbers
What lands in your bank
Example payments from a client in the United States to a business in Moldova. All fees included. Taxes not included. Stripe's numbers here are its standard published price, for a client in the United States paying a business in Poland. We don't have a separate Stripe price for a business in Moldova on file.
- With Playto you receive
- $9,749.70
- On a $10,000 card payment.
- Stripe all in
- 5.3%
- Standard published price, business in Poland.
- Playto all in
- 2.5%
- Of a $10,000 card payment.
- Ways to pay
- 30+
- From 170+ countries.
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $974.70 | $4,874.70 | $9,749.70 |
| Stripe1Standard published price: client in the United States, business in Poland | $947.24 | $4,737.24 | $9,474.74 |
| Dodo Payments2 | ≤ $959.60 | ≤ $4,799.60 | ≤ $9,599.60 |
| Lemon Squeezy3,4 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle5,6 | ≤ $934.50 | ≤ $4,734.50 | ≤ $9,484.50 |
| 2Checkout8,9,10 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
| Provider | $1,000 | $5,000 | $10,000 |
|---|---|---|---|
| Playto | $995.00 | $4,995.00 | $9,995.00 |
| Stripe1Standard published price: client in the United States, business in Poland | Not listed | Not listed | Not listed |
| Dodo Payments2 | ≤ $985.00 | ≤ $4,985.00 | ≤ $9,985.00 |
| Lemon Squeezy4 | $940.00 | $4,702.00 | $9,404.50 |
| Paddle6,7 | ≤ $950.00 | ≤ $4,810.00 | ≤ $9,635.00 |
| 2Checkout9,10,11 | ≤ $929.65 | ≤ $4,709.65 | ≤ $9,434.65 |
- 1.Stripe: International card fee (3.25%); Stripe: Fixed fee (PLN 1.00, converted at the ECB rate of 16 Oct 2026); Stripe: Currency conversion surcharge (USD to PLN). stripe.com/pl/pricing, checked 17 Oct 2026.
- 2.Dodo Payments: Card or wallet fee; Dodo Payments: ACH Direct Debit fee (charged instead of the card fee). dodopayments.com/pricing, checked 17 Oct 2026.
- 3.Lemon Squeezy: Platform fee. www.lemonsqueezy.com/pricing, checked 17 Oct 2026.
- 4.Lemon Squeezy: Transfer fee to a bank outside the US; Lemon Squeezy: Platform fee (same for ACH bank debits). docs.lemonsqueezy.com/help/getting-started/fees, checked 17 Oct 2026.
- 5.Paddle: Paddle Checkout fee. www.paddle.com/pricing, checked 17 Oct 2026.
- 6.Paddle: SWIFT transfer fee for USD to your bank (one a month). www.paddle.com/help/manage/get-paid/is-there-a-fee-taken-for-payouts, checked 17 Oct 2026.
- 7.Paddle: Fee on a Paddle invoice paid by bank transfer. www.paddle.com/legal/terms, checked 17 Oct 2026.
- 8.2Checkout: 2Sell fee per sale. www.2checkout.com/pricing/, checked 17 Oct 2026.
- 9.2Checkout: Cross-border fee (Moldova is not exempt). docs.2checkout.com/product-catalog/product-catalog/pricing-and-charge-scenarios/cross-border-payments-fee-charges, checked 17 Oct 2026.
- 10.2Checkout: Wire transfer fee for USD to your bank (one a month). docs.2checkout.com/get-started/getting-started/payouts, checked 17 Oct 2026.
- 11.2Checkout: 2Sell fee per sale (also on wire-paid orders). docs.2checkout.com/payments/payments/payment-methods, checked 17 Oct 2026.
Where the money goes
$10,000 by card, line by line
Stripe: standard published price (business in Poland, paid out in PLN)
Playto
- Card fee$250.30
- Total$250.30
- You receive$9,749.70
Prices from playto.so/pricing. Playto adds zero markup.
Getting paid in Moldova
The basics, with sources
Public facts from official sources, each with its date. Not advice: check with your bank.
Local bank payments
Payments in lei between banks go through AIPS, the Automated Interbank Payment System managed and run by the National Bank of Moldova. It has an RTGS system and a system that settles at set times (DNS).
Source: www.bnm.md, checked 17 Oct 2026.
Money rules
Moldova's Law on Foreign Exchange Regulation says payments for current operations, which include trade in goods and services with people abroad, are received and made without restrictions.
Source: www.bnm.md, checked 17 Oct 2026.
Paperwork
The same law lets the National Bank of Moldova set rules for these payments, including asking for supporting documents when you receive or make them.
Source: www.bnm.md, checked 17 Oct 2026.
Exchange rate, for scale
1 USD = 17.61 MDL (US Treasury reference rate, 30 Sept 2026). The rate on the day of a payment will differ.
Source: fiscaldata.treasury.gov.
Calculator
Try your own amount
From $1,000 to $50,000, by card or bank transfer, for a client in the United States paying a business in Moldova.
Fees charged
- Stripe (standard price)You receive $9,474.74$525.26
- PlaytoYou receive $9,749.70$250.30
Side by side
Stripe and Playto, in plain numbers
What adds to the cost with Stripe
- By card, Stripe adds 2% when it changes the money to PLN (standard published price, business in Poland): $200.00 on $10,000.
- All in, Stripe takes $525.26 (5.3%) of a $10,000 card payment (standard published price, business in Poland). Playto takes $250.30.
Getting started
Get paid with Playto in three steps
- 1
Request an invite
Tell us about your business. Playto checks every business before it gets in.
- 2
Send a payment link
Share a link or an invoice. Your client can pay 30+ ways, from 170+ countries.
- 3
Get paid
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Playto adds zero markup.
FAQ
Stripe alternative in Moldova: questions
Is Playto cheaper than Stripe in Moldova?
What are the alternatives to Stripe for a business in Moldova?
How does a business in Moldova get paid from abroad?
Does Stripe work in Moldova?
How much does Stripe charge on a $10,000 payment from the United States?
How much does Playto cost?
How do I start getting paid with Playto?
Get paid by global clients
Get paid by clients abroad with zero markup
Cards cost 2.5% + $0.30. Bank transfers are never more than $5. Your client can pay 30+ ways, from 170+ countries.
No monthly fees. No setup fees. Lowest price guarantee.